Long story short, MBP 2020 13" running BigSur, connected to an external monitor via HDMI
Was just muckin' about with the desktop image for both the external monitor and the laptop and for some reason when I clicked on Photos, the machine didn't like that at all. And by "didn't like that" I mean the computer refused to display the image selected on the background.
Now the background image on the laptop is gone (the external monitor is still showing an image) and I cannot access the Desktop Preferences pane. Pain.
It's just a black screen on the laptop, and when I try to open the Desktop preferences pane; color wheel of death.
Strangely, the second user on my machine works just fine.
Any ideas? I imagine there are some /lib
files that need to be removed but haven't found any related to the Desktop and/or desktopImage
~/Library/Preferences/com.apple.desktop.plist
[untested].