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Apple Pay is a mobile payment service, introduced in 2014. It is currently supported by all iPhones since the iPhone 6, all Apple Watches and some MacBook Pros.
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Accepted
Pay for iCloud with Apple Pay
The real answer is because Apple Pay stores the card info locally on your phone/watch. That's why when you get a new device, you need to re-sync and re-setup all your cards.
In contrast, iCloud subsc …