Questions tagged [apple-pay]

Apple Pay is a mobile payment service, introduced in 2014. It is currently supported by all iPhones since the iPhone 6, all Apple Watches and some MacBook Pros.

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16
votes
3answers
54k views

Does Apple Pay require an internet connection?

Do I need an internet connection on my iPhone 6 to use Apple Pay?
10
votes
1answer
735 views

Is Apple Pay on Apple Watch safe if iPhone Jailbroken?

When/if a Jailbreak becomes available for iOS 10.2, I am interested in installing it. Since I use Apple Pay (on my watch only), I would like to know that my payment details are safe. Since you can ...
9
votes
1answer
542 views

There is no Credit/Debit Card on the Apple Online Store associated with your Apple ID

When visiting developer.apple.com to renew my Apple Developer Program membership, I see the following error: There is no credit/debit card on the Apple Online Store associated with your Apple ID to ...
8
votes
2answers
4k views

How do I change the e-mail address used for Apple Pay?

When I submit a transaction using Apple Pay, all of my notification e-mails go to the wrong address (one of mine, but not the correct one). On iOS, the relevant setting (Settings > Wallet & ...
7
votes
4answers
13k views

How can I stop iPhone prompting me to setup Apple Pay in Settings?

Since upgrading iOS to 11.2.1, my iPhone has aggressively prompted me to setup Apple Pay. Every time I decline to set it up. Now, there is this persistent badge ("1") on my Settings app, which makes ...
6
votes
1answer
925 views

How much does Apple Pay really cost for person to person transactions?

In this YouTube video, Craig Federighi said that person-to-person transactions via Apple Pay cost no money if the user had a debit card. It is hard to believe that for service and background ...
5
votes
1answer
242 views

If I already set up Apple Pay in USA, can I use it when in other countries and will there be any foreign transaction fee?

For example, Apple Pay is just beginning to work in Taiwan. But can it work if I set up Apply Pay using a USA credit card? Will there be any foreign transaction fee (of 3% by the credit card) Same ...
4
votes
1answer
143 views

Does Apple Pay Still Work in Lost Mode?

I have a long pin and FaceID enabled and have used my AppleID to place my phone in lost mode. This message was the result of my actions: Unable to Suspend Cards on iPhone. If credit or debit ...
4
votes
1answer
71 views

Does Apple Pay offer consumer privacy advantages over traditional payment on the web?

As a developer, I know that an Apple Pay payment seems to offer more privacy in some cases when online. Can anyone elaborate the different scenarios Apple pay offers and what the consumer privacy ...
4
votes
1answer
593 views

How to deal with payment scam through apple calendar? [duplicate]

I upgraded to latest version of iOS and link my debit card to apply pay a few days ago. After that I start receiving a very suspicious invite on my iPhone calendar. I ignored it and on advice from my ...
3
votes
1answer
11k views

Enabling Apple Wallet / Apple Pay on Non-US iPhone

I have an iPhone that I own outright from Australia (Model A1586). I have recently relocated to the US and have a US Visa card that is compatible with Apple Pay. However, I do not have any Wallet or ...
3
votes
1answer
934 views

Disable Apple Pay/Wallet spam

How do I disable this annoying spam?? I've never used Apple Pay, nor do I have any intention of doing so. But apparently, after upgrading to an iPhone 6, Apple's gonna spam me every 24 hours? There ...
3
votes
1answer
470 views

How can I explain the value of the Secure Enclave / (TPM chip) to a privacy conscious user?

The Apple Secure Enclave offers many opportunities for privacy and security. Credit card information, Private keys with specific I/O functions (the private data is never exposed), PII, etc are all ...
3
votes
1answer
95 views

Does Apple have to provide authorisation for the iPhone NFC to be used as a transport Smart Card?

My understanding is that it is possible to use the iPhone for payments on 'the underground' in London as a replacement for the Oyster card. Also that the NFC chip is used in this. The potential ...
3
votes
1answer
27 views

Can businesses send money to users with apple pay?

A business with an iOS App needs to pay its users (the users perform work for the business using the app). Can that business pay its users with Apple Pay? Clearly Apple Pay can be used for peer to ...
3
votes
0answers
32 views

Big bug: why does iCloud Keychain remember the wrong expiration month for all of my credit cards?

I've been adding credit cards to my iCloud Keychain for years, and after a few months, I notice that my payments receive errors when I use the autofill from iCloud. The bug: I've realized that ...
3
votes
0answers
46 views

Is there a way to control which Apple Pay is chosen when I pay from macOS?

When I choose to pay for something in macOS using Apple Pay (e.g., from Safari or the App Store) from Mac hardware that doesn't have a touchID hardware itself, I'm sometimes offers my iPhone and ...
2
votes
1answer
346 views

Apple Pay clashes with other cards in the phone case

I have Apple Pay enabled on my phone. In the phone case is a card that supports contactless payments. When using the phone case (containing both a phone and card) the phone seems to always have ...
2
votes
2answers
2k views

Pay for iCloud with Apple Pay

iPhone 6 The credit card in iPhone's iCloud Settings/Apple ID/Payment & Shipping/Payment Method (Payment Details) has just expired. I received a new card ( new expiration date and verification ...
2
votes
1answer
422 views

Which credit and debit cards are supported by Apple Pay

Which credit and debit cards are currently supported by Apple Pay? Is there an official list?
2
votes
2answers
620 views

Apple Pay: is card holder name stored on Apple servers?

For Apple Pay, is the card holder name of a debit card stored on Apple servers? After you authenticate your transaction, the Secure Element provides your Device Account Number and a transaction-...
2
votes
1answer
48 views

Apple Pay on the Web requires my phone and email. Is that information shared?

I chose Apple Pay while paying on a website using an iPad (iOS 13) and then a Mac OS (Mojave), and got a pop-up asking for my phone number and an email. The website I was on already has that ...
2
votes
1answer
746 views

Removing a debit card from apple wallet

I have a debit card in apple wallet that I no longer use. The card has actually been deactivated by my bank because I requested a new card. When I attempt to add the new card I get an error, ‘invalid ...
2
votes
1answer
65 views

How does Apple Pay on OS X/Safari know to use the iPhone or Apple Watch?

When I purchase something using Safari and the Apple Pay option, I either get to pay with my iPhone or Apple Watch. The selection isn't consistent. How does Apple Pay on iOS choose to send the ...
2
votes
0answers
1k views

Can't Add Any Card To Apple Wallet (iPhone 6s Plus)

I am unable to add any card to Apple Wallet for use with Apple Pay. When I select "Add Credit or Debit Card", a progress indicator spins for a second or two, and then the following error appears, ...
2
votes
1answer
5k views

Change default payment Uber?

Whenever I request a ride it defaults to Apple Pay so I have to change it to my card. I don't see a way to make it so that it defaults to my card every time.
2
votes
0answers
274 views

Apply Pay - Missing transaction history if pay with Apple Watch

If I use Apple Watch to pay, I cannot receive notification and also no transaction history found in the Wallet app. Is it a bug?
2
votes
0answers
94 views

Does Apple run a full EMV kernel on the iPhone? [closed]

I was wondering whether Apple Pay uses an EMV kernel. If so is there more information available like the implementation and who supplies it?
1
vote
2answers
129 views

Apple Pay - what's the new limit?

Apple Pay increased the transaction limits recently. In the UK it used to be £30, but is now 'higher' - without a limit being mentioned in Apple's Cashless made effortless page [UK link]. Though it's ...
1
vote
1answer
33 views

Is apple pay free to use when using a credit card at a shop?

I've added a credit card to my wallet/apple pay. According to my bank the service is free. But is it also free from the perspective of Apple? I've read that Apple gets 0,15% of each purchase but they ...
1
vote
1answer
5k views

'Wallet and Apple Pay' missing from Macbook Pro settings

I have macbook following version. MacBook Pro (Retina, 13-inch, Mid 2014), OS: Mac OS Sierra 10.13.2 (17C88) I am using the following link to setup Apple pay for Mac. https://www.imore.com/how-set-...
1
vote
1answer
538 views

No option to enable Apple Pay on Watch

I have Apple Pay enabled on my iPhone (6S) and it used to be available on Apple Watch (original edition) too. I wiped and restored my watch, and now there is no Apply Pay available. The instructions ...
1
vote
1answer
225 views

Will an NFC payment terminal activate Apple Pay on an Apple Watch just like it does with an iPhone?

With an iPhone 6 or later, you can bring the sleeping phone near an NFC payment terminal, and the phone will wake automatically to the Wallet, prompting a Touch ID authentication for the default Apple ...
1
vote
2answers
1k views

How do I view the transaction list for my debit card on Apple Pay?

I just got the iPhone 6 and I started using Apple Pay. I added my Bank of America debit card and an American Express credit card. Now whenever I use my Amex one, I get a notification as soon as I use ...
1
vote
2answers
726 views

Am I able to replace In-App purchase with Apple Pay?

Apple Pay commission fee is much lower than 30% for In-App purchase. It seems it is more worth to use Apple Pay. I use now In-App purchase to enable remove ad from my app. Do you think I can replace ...
1
vote
2answers
47 views

How do I set the default card for Apple Pay on macOS?

The card I'm presented with when I use Apple Pay from my Mac is the wrong one. I've set the default card correctly in iOS (where it appears correctly), but when Apple Pay in invoked from macOS, even ...
1
vote
1answer
5k views

Is there any use for the Apple Wallet app in India?

I can see the Apple Wallet app and the supported app list shows apps such as Paytm, Zomato, etc. Is there anything that can be actually done with the Apple Wallet app for indian users? I know India ...
1
vote
2answers
93 views

Can “Buy with ApplePay” sync between a website and an app?

At WWDC2016 Apple announced that ApplePay could be used to make purchases in Safari and they've created a JS API to allow this. From what I can see this is only for once-off purchases, it simply ...
1
vote
1answer
3k views

How does Apple Pay work when used with Family Sharing?

Is it possible to use Apple Pay alongside Family Sharing? Is Apple Pay restricted to just the family organizer, or can everyone in the Family Group use their own Apple Pay accounts individually?
1
vote
1answer
377 views

How does Fandango know my real credit card number through Apple Pay?

The Fandango app recently released an update featuring Apple Pay support. I just bought movie tickets using Apple Pay, but when I got my e-receipt, the "Payment Summary" section said: Payment ...
1
vote
1answer
109 views

As a merchant can I set up Apple Pay to link to multiple bank accounts?

I haven't even attempted to set it up and admittedly don't know much about Apple Pay, but I assume that, as a merchant, when you first set it up you link it to a bank account, so that when people ...
1
vote
1answer
52 views

Apple Pay Peripheral

I use an iPhone 5S, as I was unable to wait until the 6 came out (my screen was destroyed on my old phone). Is there any peripheral which allows me to use Apple Pay on my phone?
1
vote
1answer
76 views

Wallet and Pay and Reminders disappeared after re-pairing Apple Watch with watchOS 6.1

I have Apple Watch 2 Series and iPhone 6S. Recently I've got an update to IOS 13 on iPhone and watchOS 6.1 on Apple Watch. After upgrade Reminders stopped syncing. I tried to resolve the problem by ...
1
vote
0answers
280 views

iOS 13 requires double clicking home button to Apple Pay

As the title suggests, iOS 13 somehow requires double clicking on the home button to open wallet and execute a payment. This usually, almost always actually, unlocks the phone instead. And wallet ...
1
vote
1answer
56 views

“Allow Payments on Mac” missing from my iPad

I'm trying to set up my Macbook Pro (Retina, 15-inch, Mid 2015) to use Apple Pay. All of the tutorials online say you need to go into your iPhone or Apple Watch under Settings > Wallet & Apple ...
1
vote
0answers
30 views

Can Apple Pay be used without an internet connection? [duplicate]

Can Apple Pay, on an iPhone, be used without an internet connection (no cellular data and no WIFI)? Can Apple Pay, on an Apple Watch, be used without a connection to the phone?
1
vote
1answer
72 views

Can I use Apple Pay in the US with an Australian AMEX?

I'm travelling from Australia to the US. Apple Pay isn't available in Australia yet. My question is: Can I use Apple Pay in the US with an Australian AMEX?
0
votes
1answer
138 views

How to safely dismiss the apple pay screen

I like the apple pay feature. however there are times when the apple pay pops up even though I am not buying anything or even close to a shop. The problem is that when the apple pay screen pops up, ...
0
votes
2answers
95 views

How does Apple Pay work [closed]

Can someone give me an overview as to how Apple Pay works. What goes on inside it. What microchips are used and essentially how does it work?
0
votes
1answer
225 views

Can I pay in shops with my iPhone 6 Plus via NFC using Apple Pay? [closed]

Has the "Apple Pay" service been launched yet? I have googled before asking the question but had no results. I would like to try the technology to pay a small amount at KFC using iPhone 6 Plus.