Short Answer:
This is a known issue with users complaining about Spotlight AFTER moving to Catalina. So was working correctly PRE-Catalina, WASN'T working correctly POST-Catalina upgrade. Apple Software Engineers made some material change to the operation of Spotlight in Catalina which introduced the fault, which must be resolved by those same engineers by way of a future patch.
Longer Answer:
Unlike mdfind
which directly queries the metadata store, a query made in Spotlight is proxied through the "Spotlight Engine" which appears to be the corespotlightd I see in Activity Monitor.
Indeed, Spotlight does things mdfind
doesn't, such as calculations and searching on the web- which means Spotlight can have a dependency on your Internet connection! mdfind
only queries the local metadata store directly and returns the results through stdin.
You're far from the only one suffering from slow performance in Spotlight. Loads of Catalina users are screaming for Apple to fix the problem. First complaint reported 15 Oct 2019 (week after Catalina release) and most recent complaint in link is 08 Jan 2020. The link reveals users complaining of high CPU (amongst other things) when using Spotlight which strongly indicates a bug in the process(es) responsible for proxying the query & returning results.
Therefore, the Spotlight performance issue appears to be a fault software engineers at Apple will ultimately have to resolve. This analysis is bolstered by the observation of these users who noted the fault was first observed after the Catalina upgrade.
Diagnostics
I'm not suffering this issue on my Macbook (2018 w/ 32GB RAM & 4TB Storage), but offer some useful tips for investigating it by those who are. This is not to say you'll be able to resolve the fault, but at least understand where/how things are breaking and (hopefully) tell Apple!:


The following granular diagnostic output is produced: PLEASE NOTE: The file md_stores.txt is just where my cursor was resting when I took the screenshot. Review all the diagnostic files.

- Repeat process for and process
Spotlight
and review output for clues...
If you find how it's broken, TELL APPLE!! ;-)
~/Library
and/Library
, as well as Photos, and System files. Not sure if this was just an artifact of me adding those places last.