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The quickest way I know of to launch the wallet app in "tap-to-pay" mode is to:

  • lock the phone,
  • double-tap the home button,
  • activate Touch ID

Is there a way to do this without locking the phone first, to make it quicker?

Double-tap when the phone is unlocked will bring up the app switcher.

Note: This question is for phones with Touch ID, e.g. iPhone 6, iPhone 7

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Go to Settings -> Control Center and add Wallet to the active list. Then you can swipe from Control Center and select Wallet any time the phone is unlocked.

  • Should have been clearer, but that does not launch "tap-to-pay" – sdgfsdh May 8 at 14:27
  • clicking on a card will activate tap-to-pay–I don't think there's a faster way to do this on an iPhone with home buttons – Ezekiel Elin May 8 at 15:37
  • When I do it on my iPhone XS from control center I get a view of a card, probably (?) my most recently used. From that screen a double click on side button activates Apple Pay and i get a “hold the phone near a reader” message. How much quicker could it be? Force pressing on the control center icon also lets you choose the card. – samh May 8 at 16:30
  • @samh On the iPhone XS you can double click the side button to activate Apple Pay no matter what screen is showing or whether the phone is locked, you don't need to have the wallet showing. – Lizzan May 9 at 6:35
  • Hm. Did not realize! – samh May 9 at 11:46

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