I've added a credit card to my wallet/apple pay. According to my bank the service is free. But is it also free from the perspective of Apple? I've read that Apple gets 0,15% of each purchase but they get that from banks.


You won’t pay any extra to use Apple Pay (unless the retailer makes a surcharge for all card payments, in which case you’ll pay that surcharge) — Apple’s cut comes from the processing fee that the retailer pays.

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