Since upgrading iOS to 11.2.1, my iPhone has aggressively prompted me to setup Apple Pay. Every time I decline to set it up.

Now, there is this persistent badge ("1") on my Settings app, which makes me think there is some kind of iOS update to install, but instead, it is a prompt to setup Apple Pay ("Finish Setting Up Your iPhone"):

How can I turn off prompts/notifications/badges asking me to setup Apple Pay?

This is not the same as disabling Apple Wallet notifications, as asked and answered at Disable Apple Pay/Wallet spam. Disabling Apple Wallet notifications does not disable the Apple Pay spam (specifically, the Settings badge icon). This question is different as it is about Apple Pay and the Settings badge icon (not notifications specifically), and the solution in the purported "duplicate" question does not solve this problem.

  • 1
    I wonder if this is a result of “Apple Pay Cash”.... – Tyson Dec 27 '17 at 18:31
  • lol despite the fact that you clearly explained the difference between our two questions, and mine was asked a year before yours, someone just marked mine as a duplicate of yours. Some people..... At any rate, I'm glad you asked about this, because that badge was annoying me too. Glad to have it fixed now. – Chase Jul 3 '18 at 19:05

Choose the option to finish setting up your iPhone, then choose Set Up Apple Pay. On the following screen, under Continue, choose Set Up Later in Wallet.

If you are in a region where Apple Pay Cash is supported, go to Wallet & Apple Pay in Settings, then disable Apple Pay Cash.

  1. Go to Settings app → Wallet and Apple Pay.

  2. Turn off Apple Cash.

  3. Go back to Settings app main screen and go to the notification about setting up Apple Pay. Click as if you’re going to set it up, and then click on set up later.

  4. You then have to go back into "Wallet and Apple Pay" and again turn Apple Cash back off as it was turned back on.


It is because of Apple Pay Cash. When the feature is enabled, you need a valid card in order to use Messages (since that’s the vehicle for Apple Pay Cash). If you go to the Wallet settings, it will say this pretty explicitly. When you turn off Apple Pay Cash from that screen, the nag immediately disappears.

At least it did for me. I had previously already clicked the “set up later” link in Apple Pay setup. I don’t know if that was necessary or not.


I got round it by adding a card I never use and not verifying the card. Not ideal but it works


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