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This question already has an answer here:

Why does it advertise free for 3D tour of ancient Jewish temple then when I try to install the app it asks for credit card details

marked as duplicate by user3439894, Mark, nohillside Jun 25 '16 at 5:48

This question has been asked before and already has an answer. If those answers do not fully address your question, please ask a new question.

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Verifying your credit card does not mean you are being charged.

If there is a change in your billing info, you have to verify it once on each device that uses that AppleID in order to continue downloading from iTunes. This does not mean you are being charged.

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