I have been using iCloud Photo Library on my Mac for several months but I'm wanting to quit using it now. If I go in and try to turn it off, I get a message that all my photos will be deleted from my Mac but the full resolution originals will still be available in iCloud for 30 days. I have already downloaded my photos from iCloud into a download folder on my Mac so that I can import them into Photos.
My main concern with disabling is: First off, will all my photos be deleted from my Mac right away? If all my photos are removed, will that also remove all my albums in Photos? Or will my photos be removed but when I import the downloaded photos from iCloud, will the Albums reappear? I do not want to have to go back and recreate all new albums with the pictures I've chosen to put into those albums.
I found the following article about safely disabling the iCloud library, but it doesn't address the warning that I get when I want to turn it off.
http://www.macobserver.com/tmo/article/how-to-disable-icloud-photo-library-reclaim-storage