I've tried everything with keychain, and I can't get it to just leave me alone. It pops up and says it can't find a keychain to store something, giving me choices like "cancel" or "reset to defaults".
If I try "cancel", the same dialogue box pops up immediately. If I try "reset to defaults" it asks for my login password. I enter it, it tells me that it wants to use the "Local Items" keychain, asking for a password.
At this point I can enter a password (which it tells me is wrong) or click cancel which starts the loop over again.
Is there a way to get keychain to just leave me alone, always? Chrome does fine with my passwords, I don't think I need Apple to be involved in this at all.