Do I need an internet connection on my iPhone 6 to use Apple Pay?

  • It uses NFC technology, there are more cards and devices without internet using NFC. – Rob Oct 21 '14 at 16:06
  • @Rob just because it uses NFC doesn't mean it works offline. HCE uses NFC and in some setups it only works a limited number of times while offline. androidauthority.com/… – Steve Moser Sep 16 '15 at 22:05

No, Apple Pay does not require an internet connection. Apple Pay uses NFC technology; it does not use Wi-Fi or cellular technology.

According to CNet, Apple Pay will work even if you put your iPhone 6 into Airplane Mode. Airplane Mode disables both the Wi-Fi and cellular internet.

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  • 2
    It will also work on a paired Apple Watch without its host iPhone around. – RedEagle2000 Jul 31 '15 at 4:59
  • Just because it uses NFC does not mean it works w/o a connection by default as witnessed by Android HCE payments which uses NFC but only allows a few payments in-between connections. – Steve Moser Oct 31 '17 at 14:49

The answer is yes and no.

Internet connectivity is required for any setup or maintenance of your cards. Once a card has been successfully added to the device, the phone can be disconnected for payments, which is a local interaction between the device and the point of sale terminal.

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No, Apple Pay can be used an unlimited number of times while offline since it generates payment information locally as opposed to some other mobile payments like HCE which only allow a limited number of payments in-between getting an internet connection.

Apple Support article: https://support.apple.com/en-us/HT201469

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