For a long time, I have had two accounts on my Mac : an administrator account that I normally don't use, and a "normal user" that I use for day-to-day work. I did this because it should be more secure to work in an account with fewer privileges.
The drawback is that I get more security popups. And I believe Apple's standard practice is still to give you administrator rights when you do a standard install.
I will be installing a clean system soon, so my question is: should I continue using two accounts or just have one account for everything? Is having two accounts more secure in practice? or am I just annoying myself for no real reason?